Owner financing

Many individuals are curious about how owner financing works, so in response, we have decided to include detailed information on the website about the subject.

Your financing choices are as follows:

1. You can choose any property listed under (owner financed properties) on the sidebar to the right. These homes have built-in financing and do not require bank financing of any sort. We simply negotiate the terms with the seller and make it happen.

FHA Financing

2. A 3.5% down payment with an FHA loan if you have proof of income and a (620 credit score using my resource).

3. A 10% down payment with an FHA loan if you have proof of income and a (credit score below 620 using my resource).

Other popular creative financing techniques include lease options and contracts for deed, aka rent to own properties. Please call my direct line if you are thinking about any one of the above strategies. You must be aware of the risks associated with these alternative strategies and how to avoid them.

0 Down USDA Financing

5. A 0 down USDA loan with relaxed credit guidlines

What is a USDA loan? http://www.usdaloanagency.com/what-is-a-usda-loan/

USDA requirements for Washington state http://www.usdaloanagency.com/usda-loans-in-washington/

Seattle Area Property Search

Featuring one of the largest and most comprehensive inventories of Seattle area real estate, our website can help you quickly find homes for sale, foreclosures, short sales, condos, townhomes, land, multiunit properties, Lease options, Rent to own homes, owner financed properties, business opportunities, general information about the Seattle real estate market, and more. This is the only site you will ever need. It is easy to use and navigate through Seattle and surrounding area real estate searches. We have specialized agents in all of the major western Washington counties, presenting the best homes and condominiums for sale daily. If you are searching for properties, you have found the right site. Whether you are buying or selling, we are here to help. You can use our MLS property search to view all Seattle and western Washington homes available for sale in King county, Pierce county, Snohomish county, and other major Washington real estate markets.

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Courtesy Of AJ Allen 425-223-6021

$310,000

10090 Des Moines Memorial Dr, Seattle

Very well maintenance newer 4 Bedrooms and 2.5 Bath, vaulted ceiling in living room, family room, fireplace, nice deck off to back yard. Do not miss out this convenient l...

  • Beds 4
  • Baths 3.0
  • MLS 447960

8535   Midvale Ave N Unit C, Seattle WA 98103

$330,000

8535 Midvale Ave N Unit C, Seattle

Not a short sale!! Gorgeous 2 bed, 1.5 bath town home just blocks away from Greenlake! No Homeowners Dues! Many appliances included. Granite counters, tile entries, hardw...

  • Beds 2
  • Baths 2.0
  • MLS 501395

6505   29th Ave SW, Seattle WA 98126

$338,000

6505 29th Ave SW, Seattle

Gorgeous 1,399 Sq Ft 3 bed/2.5 bath home built in 2011 in High Point. Home boasts hardwood floors, vaulted ceilings & large windows. Fantastic kitchen w/ stainless steel ...

  • Beds 3
  • Baths 3.0
  • MLS 488890

6467  S 118th St, Seattle WA 98178

$339,950

6467 S 118th St, Seattle

Beautiful, well built home 5 BR/ 3bth home w/ attached 2 car garage, quality features thruhout, large sized bedrooms, high ceilings on main floor & vaulted ceilings in LR...

  • Beds 5
  • Baths 3.0
  • MLS 482638
  • Bldg. Short plat l01S0004

4425   shell Ave S, Seattle WA 98118

$349,000

4425 shell Ave S, Seattle

Big house in Seattle Area 4 bedrooms with a master (5 pieces master bath), 2 car garages, large desk on upper level , good size & low maintenance back yard. Hardwood thru...

  • Beds 4
  • Baths 3.0
  • MLS 454305

8408   Delridge Wy SW Unit A, Seattle WA 98106

$359,000

8408 Delridge Wy SW Unit A, Seattle

Custom built in 2009 great floor plan designed townhome. Main floor featured bamboo floors throughout, light/bright open floor plan, guest bath & slider to fully fenced s...

  • Beds 3
  • Baths 3.0
  • MLS 490994
  • Bldg. Liberty Add 1

719   25th Ave S, Seattle WA 98144

$372,800

719 25th Ave S, Seattle

Rare 2-story townhouse w/generous footprint & smart layout. Feels more like a home than a townhouse. UPPER: master suite w/westerly view over lush yard, U-shaped kitchen ...

  • Beds 3
  • Baths 2.0
  • MLS 501290
  • Bldg. Olive Add

739  N 89th St, Seattle WA 98103

$374,000

739 N 89th St, Seattle

Beautiful 3BD/2BA home in the Greenwood/Greenlake area. Vaulted ceilings, skylights, energy efficiency and great design make this like-new house bright and comfortable. I...

  • Beds 3
  • Baths 2.0
  • MLS 504074
  • Bldg. West Green Lake Add

3003  SW Bataan St, Seattle WA 98126

$383,000

3003 SW Bataan St, Seattle

Beautiful 1 Owner, stand alone 2011 Built Green home still under builders warranty.Smart modern design w/9ft ceilings flooding open floor plan w/natural light.Welcoming f...

  • Beds 3
  • Baths 3.0
  • MLS 503724

8546  S 117 Place, Seattle WA 98178

$389,000

8546 S 117 Place, Seattle

Well built new construction home, on a beautiful level lot, and alley access on the side to back yard. vaulted ceiling on the upper floor, Ceiling fan and gas fireplace i...

  • Beds 4
  • Baths 3.0
  • MLS 463376
  • Bldg. Bryn Mawr

9731   57th Ave S, Seattle WA 98118

$389,000

9731 57th Ave S, Seattle

Welcome home in a great location! Close to Kubota gardens, shopping & schools, 1 block to bus line, easy access to freeway. Skylights for bright rooms. Hardwood floors . ...

  • Beds 5
  • Baths 3.0
  • MLS 489868

10905   Cornell Ave S, Seattle WA 98178

$390,000

10905 Cornell Ave S, Seattle

Good location Lake view. Bus Line, Shopping Mall, Schools. Wall to Wall Carpet. seller mortgage company try a short sale !

  • Beds 4
  • Baths 5.0
  • MLS 267965
  • Bldg. Lake Ridge

2322   44th Ave SW Unit B, Seattle WA 98116

$399,950

2322 44th Ave SW Unit B, Seattle

Sophistication and quality craftsmanship collide in this chic 3 bed and 2.25 bath townhome. Located one-block from the North Admiral Junction, enjoy an array of services ...

  • Beds 3
  • Baths 3.0
  • MLS 499086

6751   37th Ave S, Seattle WA 98118

$405,000

6751 37th Ave S, Seattle

A newer home by Bennett Homes built 2010; featuring 3 bedroom and 2 bonus room for office or den, 2.5 full bath, and open floor plan. Formal dining, upgraded kitchen gran...

  • Beds 3
  • Baths 3.0
  • MLS 488681

8304   Seward Park Ave S, Seattle WA 98118

$420,000

8304 Seward Park Ave S, Seattle

Fantastic opportunity in Seward Park awaits you. This towering threee story home built in 2007 has partial views of Lake Wa and the potential for a wonderful roof garden ...

  • Beds 4
  • Baths 3.0
  • MLS 420554

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