Owner financing

Many individuals are curious about how owner financing works, so in response, we have decided to include detailed information on the website about the subject.

Your financing choices are as follows:

1. You can choose any property listed under (owner financed properties) on the sidebar to the right. These homes have built-in financing and do not require bank financing of any sort. We simply negotiate the terms with the seller and make it happen.

FHA Financing

2. A 3.5% down payment with an FHA loan if you have proof of income and a (620 credit score using my resource).

3. A 10% down payment with an FHA loan if you have proof of income and a (credit score below 620 using my resource).

Other popular creative financing techniques include lease options and contracts for deed, aka rent to own properties. Please call my direct line if you are thinking about any one of the above strategies. You must be aware of the risks associated with these alternative strategies and how to avoid them.

0 Down USDA Financing

5. A 0 down USDA loan with relaxed credit guidlines

What is a USDA loan? http://www.usdaloanagency.com/what-is-a-usda-loan/

USDA requirements for Washington state http://www.usdaloanagency.com/usda-loans-in-washington/

Seattle Area Property Search

Featuring one of the largest and most comprehensive inventories of Seattle area real estate, our website can help you quickly find homes for sale, foreclosures, short sales, condos, townhomes, land, multiunit properties, Lease options, Rent to own homes, owner financed properties, business opportunities, general information about the Seattle real estate market, and more. This is the only site you will ever need. It is easy to use and navigate through Seattle and surrounding area real estate searches. We have specialized agents in all of the major western Washington counties, presenting the best homes and condominiums for sale daily. If you are searching for properties, you have found the right site. Whether you are buying or selling, we are here to help. You can use our MLS property search to view all Seattle and western Washington homes available for sale in King county, Pierce county, Snohomish county, and other major Washington real estate markets.

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